Borrowing to invest (also known as gearing) isn’t an option for the faint-hearted and won’t be suitable for everyone. A well-selected investment should rise in value over time and may also produce income. This module will show you how and why people might borrow to invest.

This module covers:

  • what gearing is
  • the different types of gearing
  • investment fluctuations
  • investment loans and margin loans
  • using equity in your home to invest, and
  • some tax and cash flow implications of gearing.